We design a suitable product mix of all investment products with due allocation across asset classes & product categories by keeping the need and risk appetite of our investors in mind.

Based on the risk appetite and ROI expectations, we categorize our investors as below:

  • Conservative
  • Moderate
  • Aggressive
  • Very Aggressive

We keep reviewing & re-balancing the portfolios constantly as per the changing global & local market dynamics.

Investor Class

1

Conservative

Investment Theme
  • Government of India bonds
  • Debentures, non-convertible Debentures and corporate bonds
  • Fixed Deposits
  • International Funds (in US$)
  • Nifty-linked Structured Products
  • Debt Structured Products
  • Arbitrage Funds
  • Equity Saving Schemes
Preferred investment horizon

1 year to 7 years

Tentative rate of return

8-10%

Ticket size

$15 Million
( INR 100 Crore )

2

Moderate

Investment Theme
  • Accrual mutual fund debt schemes
  • Duration mutual fund debt schemes
  • Monthly income planning
  • Balanced funds
  • Dynamic funds
  • Gold saving funds
Preferred investment horizon

3 years to 5 years

Tentative rate of return

9-11%

Ticket size

$15 Million
( INR 100 Crore )

3

Aggressive

Investment Theme
  • Large-cap mutual funds
  • Multi-cap funds
  • Mid-cap funds
  • Small-cap funds
  • Real estate structured products
  • Alternative investment funds
  • Portfolio management services
Preferred investment horizon

3 years to 5 years

Tentative rate of return

11-18%

Ticket size

$15 Million
( INR 100 Crore )

4

Very aggressive

Investment Theme
  • Direct equity investments
  • Nifty/Stock futures trading
  • Nifty/Stock options trading
  • Commodity trading
  • Currency trading
  • New-age start-up investments
Preferred investment horizon

1 year to 7 years

Tentative rate of return

18-Above%

Ticket size

$15 Million
( INR 100 Crore )